Being frugal is habit forming. Since the stock market hit the big slide around September 2008 we've been cutting back little by little. Some people more than others but I can only speak for ourselves. We don't eat out as much, we haven't seen a movie in awhile, we haven't really bought much of anything from a consumer perspective, we've just cut back. This allows us to save some money and pay some bills off.
I received a couple gift cards for my birthday. $ 50 each at 2 different stores. I've been in each store twice now and I cannot spend them. The $ 50 isn't enough to get what I want and what I want I'm not sure I really need. I'd have to put some of my own cash into buying it and I don't really need it so I'm having a lot of trouble committing. Isn't that odd?
I think once you get in a habit of considering your purchases a little closer and holding your money closer to your vest it gets a little more difficult to part with it. I wonder if that's why people who are really cheap get that way? They've developed a habit that becomes harder and harder to break, so much so that you can't stand being with them because they won't spend a nickel. I can't imagine ever getting that way, but you never know.....
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